How to buy safely with RLUSD

What you need to learn

• Install Xaman from the official app site or app store link.
• Create or import an XRPL wallet and write down the recovery secret offline.
• Activate the XRPL wallet with XRP and keep a little XRP for reserves/network fees.
• Connect Xaman to MarketPatriots. Your wallet becomes your registration.
• Set a username and profile picture so listings, reviews, and messages do not expose your wallet address.
• Enable 2FA and save recovery codes before buying or selling.
• Use “This device is safe” only on a private device you control.

Step by step

1. Install Xaman from the official source. Download/Open Xaman Done when: Xaman is installed from the official source.
2. Create or import the XRPL wallet and back up the recovery secret offline. Open Xaman backup help Done when: The wallet recovery secret is backed up offline.
3. Activate the XRPL wallet with XRP for account reserve and network fees. Read XRPL reserves Done when: The XRPL wallet has XRP available for reserves and fees.
4. Open MarketPatriots, choose Connect wallet, and approve the sign-in request in Xaman. Connect wallet Done when: MarketPatriots shows the wallet session as connected.
5. Finish username/profile setup. Usernames are static after setup; changes require admin approval. Finish profile Done when: Your username/profile are saved and no wallet address is shown on public pages.
6. Save encrypted private contact and shipping fields separately from public profile fields. Open account profile Done when: Encrypted private profile fields are saved separately from public fields.
7. Enable 2FA, scan the QR code with an authenticator app, and store recovery codes somewhere offline. Set up 2FA Done when: 2FA is enabled and recovery codes are stored somewhere private.
8. If you enable trusted-device login, remember this private browser only when you control the device. Open settings Done when: Trusted-device status is saved only on a private device you control.

What you need to learn

• RLUSD is Ripple USD, a regulated USD stablecoin issued on supported networks including XRPL.
• MarketPatriots expects RLUSD on XRPL, not an unsupported network or wrapped balance.
• Your Xaman wallet may need the correct RLUSD trust line before it can receive RLUSD.
• Your wallet needs some XRP available for trust-line reserves and transaction fees.
• Some ramps or exchanges may require identity verification before buying stablecoins.
• After purchase, withdraw/send RLUSD to your own Xaman XRPL address before checkout.
• Checkout creates one Xaman payment request per seller order and the site waits for verified on-chain confirmation.
• Refunds are not reversals; they are new seller-sent RLUSD transactions back to the original buyer wallet.

Step by step

1. Create and secure your Xaman wallet first. Wallet setup walkthrough Done when: The wallet is backed up, activated, and ready before funds move.
2. Add/confirm the correct RLUSD trust line in Xaman before receiving RLUSD. Add RLUSD trust line Done when: Xaman shows the correct RLUSD trust line or token path.
3. Choose a provider that can sell RLUSD and withdraw it on native XRPL. Check RLUSD exchanges Done when: You know the provider can withdraw RLUSD on native XRPL.
4. Complete the provider’s identity checks, buy RLUSD, and review fees. Open Uphold RLUSD Done when: Provider purchase is complete and fees, limits, network, and hold times are understood.
5. Withdraw/send RLUSD to your own Xaman wallet on XRPL. Open wallet profile Done when: RLUSD is sent to your own Xaman XRPL wallet address.
6. Confirm RLUSD arrived in Xaman before shopping. Open Xaman balance Done when: RLUSD is visible in Xaman before you shop.
7. Open the MarketPatriots product page and inspect the seller, price, sale, inventory, shipping, and dispute coverage. Browse products Done when: You understand the product, seller, price, stock, shipping, and dispute coverage before checkout.
8. Start checkout using your encrypted shipping/contact profile fields. Open account profile Done when: Your encrypted shipping/contact profile fields are current.
9. Create one Xaman RLUSD payment request and verify the asset, amount, and destination before signing. Create RLUSD payment Done when: The Xaman checkout request shows RLUSD, the expected amount, and the seller payment destination.
10. Wait for MarketPatriots to verify the on-chain payment before expecting seller action. View orders Done when: The MarketPatriots order page shows the verified payment/order status.
11. Use the order page for seller acceptance, messages, tracking, reviews, disputes, and refunds. Open disputes Done when: Order support, tracking, disputes, and refunds stay inside MarketPatriots.

What you need to learn

• USDC is issued by Circle and may be available on multiple blockchains, including XRPL.
• A coin name alone is not enough. The network matters.
• Native Circle USDC on XRPL has an issuer/token identity; compare against Circle’s current official docs before using it.
• MarketPatriots does not accept USDC checkout yet, even if a wallet supports it.
• Future USDC support would need explicit issuer, network, wallet, verification, and refund rules.

Step by step

1. When learning USDC, always check the issuing network and issuer before receiving funds. Read Circle XRPL note Done when: You understand USDC network/issuer differences.
2. Keep USDC learning separate from MarketPatriots checkout until USDC support is officially enabled here. Read checkout asset Done when: You know MarketPatriots checkout remains RLUSD-only.
3. For MarketPatriots purchases, fund your Xaman wallet with RLUSD on XRPL. Browse RLUSD listings Done when: No USDC is used for a MarketPatriots RLUSD invoice.

What you need to learn

• Only verified buyers can review products.
• Private buyer address/contact fields are encrypted at rest.
• Messages are not encrypted and should not contain personal info.
• Off-site payment or off-site deals forfeit MarketPatriots refund/return coverage.

Step by step

1. Browse products and open the product page to check seller info, trust badges, price, sale price, inventory, and shipping notes. Browse products Done when: You understand the product, seller, price, stock, and shipping notes.
2. Start checkout only after your shipping details are correct. Open account profile Done when: Your protected checkout/profile address is current.
3. Approve the RLUSD payment in Xaman and wait for on-chain confirmation. View orders Done when: The order page shows payment progress after one Xaman request.
4. Use the order page for seller acceptance, messages, shipping/tracking, reviews, and disputes. Open orders Done when: Order communication stays inside MarketPatriots without private details.
5. Open a dispute from the order page if the seller misses deadlines or the item has a real problem. Open disputes Done when: Any problem is documented in a dispute with evidence.